On the testimony, you documented cases of large-pricing loans, flipping or other problem practices. Additionally you remember that tend to predatory financing aim minorities and you can fraction organizations. I do want to followup at risk away from questioning of Mr. Sanders and you will Ms. Seas who shown, and i also accept that one of the major aspects of this is basically the insufficient old-fashioned loan providers for sale in particular minority components. Certainly there’s an industry indeed there, because predatory loan providers can come in and you will charge excess costs.