PRIVACY POLICY

Score Financial collects personally identifiable information, such as your e-mail address, name, home or work address and telephone number. Score Financial also collects anonymous demographic information, which is unique to you, such as your ZIP code, age, gender, preferences, interests and favorites.

There is also information about your computer hardware and software that is automatically collected by Score Financial. This information can include: your IP address, browser type, domain names, access times and referring Web site addresses. This information is used by Score Financial for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the Score Financial Web site.

Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through Score Financial public message boards, this information may be collected and used by others. Note: Score Financial does not read any of your private online communications.

Score Financial encourages you to review the privacy statements of Web sites you choose to go to,so that you can understand how those Web sites collect, use and share your information. Score Financial is not responsible for the privacy statements or other content on Web sites outside of the Score Financial and Score Financial family of Web sites.

Score Financial collects and uses your personal information to operate the Score Financial Web site and deliver the services you have requested. Score Financial also uses your personally identifiable information to inform you of other products or services available from Score Financial and its affiliates. Score Financial may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.

Score Financial does not sell, rent or lease its customer lists to third parties. Score Financial may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party. In addition, Score Financial may share data with trusted partners to help us perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to Score Financial, and they are required to maintain the confidentiality of your information.

Score Financial does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent.

Score Financial keeps track of the Web sites and pages our customers visit within Score Financial, in order to determine what Score Financial services are the most popular. This data is used to deliver customized content and advertising within Score Financial to customers whose behavior indicates that they are interested in a particular subject area.

Score Financial Web sites will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Score Financial or the site; (b) protect and defend the rights or property of Score Financial; and, (c) act under exigent circumstances to protect the personal safety of users of Score Financial, or the public.

The Score Financial Web site use “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a Web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize Score Financial pages, or register with Score Financial site or services, a cookie helps Score Financial to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same Score Financial Web site, the information you previously provided can be retrieved, so you can easily use the Score Financial features that you customized.

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the Score Financial services or Web sites you visit.

Score Financial secures your personal information from unauthorized access, use or disclosure. Score Financial secures the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. When personal information (such as a credit card number) is transmitted to other Web sites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol.

Score Financial will occasionally update this Statement of Privacy to reflect company and customer feedback. Score Financial encourages you to periodically review this Statement to be informed of how Score Financial is protecting your information.

Score Financial welcomes your comments regarding this Statement of Privacy. If you believe that Score Financial has not adhered to this Statement, please contact Score Financial at phureau@scorefinancial.com. We will use commercially reasonable efforts to promptly determine and remedy the problem.